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The plot revolves around the lives of three close friends: Keong (Jack Neo), a spend thrift white-collar worker, Ong (Mark Lee) and a general contractor, and Hui (Henry Thia), a coffeeshop waiter. After an argument with his boss (Chen Zhao Jin), Keong quits his job and is unable to get another due to his poor command of English, lack of academic qualifications and computer illiteracy. With bills to pay and a family to support, he goes heavily into debt whereupon his wife leaves him, taking their daughter with her. Ong, who is facing financial difficulties, borrows money from loan sharks and gets into trouble. Hui, on the other hand, is a single man who wastes his meagre salary on lottery and pursuing an insurance agent who he has a crush on. How will life determine the fate of these three men?
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